1. How much of a mortgage payment would you be comfortable with? A payment range, to include taxes & homeowners insurance.
2. Are you buying the property as a primary, 2nd home, or investment property.
3. Is the property a SFD, condo, duplex, tri, etc, etc?
4. How long have you been on your current job.
5. Are you hourly, salary, or self-employed. (how are you paid - twice a month or every two weeks)
6. Do you pay or receive child support/separate maintenance.
7. Have you had any bankruptcies or foreclosures in the last 7 years.
8. 2 part question - What are your total assets to include checking, savings, 401-k, stock options, etc, etc. And how much of this do you want to use.
9. Do you rent and or own - how long have you been there. Do you pay by check, cash, money order. And have you ever been 30 days late in the last 12 months.
10. (I do ask if they have had credit pulled in the last month or so, and if so, if they knew their credit scores) And I ask specific credit questions, relative to their payment history.
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